The Nest Builder Newsletter is written to provide our clients with recent informaton about financial issues that might impact their investments. Newsletters are distributed quarterly.
The fist newsletter of 2013 contains a variety of topics including trusts, the Fiscal Cliff, more ways to get a fair deal on a new car, and, if you have over- or under-paid your income taxes by a substantial amount you might want to recalculate your withholding with this online tool.
Our final 2012 newsletter has some tips for Boomer parents wanting to guide their Gen-X and Y'ers to starting a serious savings program. It describes the principles of wealth building, compound returns and more.
Our 3rd quarter 2012 newsletter focuses on taxes - the elections are coming right up, so what better time to take a visual look at our very complex tax system, from sales tax that virtually all of us pay to estate tax which very few people pay.
The 2nd quarter 2012 newsletter has some thoughts on developing a tax strategy, annuities, cooking(!) and college savings.
The first 2012 newsletter has some suggestions for how to find higher interest rates, exploiting your credit card rewards programs and more.
Our 4th quarter 2011 newsletter includes information about year-end tax moves, charitable donations and thoughts about paying off a mortgage with available cash.
The 3rd quarter newsletter has a discussion about what is happening with the economy, tips for safeguarding your freezer during this season of power outages, and a link to the "best bargains of 2011".
In our 2nd quarter 2011 newsletter, we covered discount rates on 5-star lodging, whether empty-nesters saved more after their children left home and the programs (and savings) that your library may have to offer. You are paying for the music, movies and books they have by means of property taxes; why not borrow them instead of paying a second time to own them?
The 1st quarter 2011 newsletter shows average household income and expenses based on 2009 census data. While we’re looking at expenses, click on the Consumers Report link to find the best time of year to purchase various items. January is well known for white or linen sales, but August is a good time to air conditioners. There is also information about discounts at restaurants, and a section about estate planning.
The 4th Quarter 2010 Newsletter includes topics about annuities and a link to an article with questions to ask prior to purchasing an annuity, maximizing FDIC-insured deposit limits, coupons and “groupons”, and long-term care issues.
Our 3rd Quarter 2010 Newsletter contains information about cutting college costs by completing the program in 3 years and renting text books instead of buying. There are also strategies for waiting out the housing slump. Click on the link in left-hand column for more information.
If you have any questions, please don't hesitate to contact us.
email Mary at Mary@NestBuilderFinancial.com or call (847)245-7483.
Mary Erl, CFP®
Nest Builder Financial Advisors, Ltd.
1800 Nations Drive, Suite 117
Gurnee, IL 60031